add req-051, task-003, task-004, edit req-015

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diff --git a/requirements/tasks/task-003.md b/requirements/tasks/task-003.md
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+# task-003
+
+Given the user has set up a bank account to sync with Schist, then Schist must
+regularly retrieve the latest transactions from that bank account and record
+them.
+
+Exception: if retrieving transactions from the bank account fails, then Schist
+should notify the user.
+
+Source: req-051