add req-051, task-003, task-004, edit req-015

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+# req-051
+
+Given a user's bank account is set up to sync with Schist, when the user makes
+a transaction in that bank account, then Schist must record that transaction,
+and Schist should record that transaction before the user reads any data from
+Schist which depends upon accurate transaction records.
+
+Source: req-015
+
+Satisfied by: task-003, task-004